Investment & Data Disclaimer

Zily provides software, attributed market information, and analytical tools. Zily is not acting as your broker, real-estate agent, seller, buyer, lender, valuer, appraiser, surveyor, property inspector, lawyer, tax adviser, financial adviser, investment manager, or government authority.

Content is general information, not a personalized recommendation, regulated valuation, credit decision, legal opinion, tax opinion, offer, solicitation, or guarantee. No fiduciary, advisory, agency, brokerage, partnership, or joint-venture relationship arises from using Zily.

Zily is designed only for the Dubai property market. It does not provide listing discovery, benchmarks, or deal scoring for other emirates. Available Dubai coverage can still be narrower than the full market and an empty feed can be accurate.

• An empty feed can be accurate and does not imply that no relevant properties exist elsewhere.
• Third-party listings can be stale, duplicated, withdrawn, incomplete, inaccurate, or posted without authority.
• Source refreshes and public records may lag an actual transaction or legal status.
• Images, descriptions, prices, areas, and contact details belong to and are controlled by their respective sources.

Zily may rank records using price gaps, reductions, days on market, motivated language, auction indicators, and other signals. These indicators do not establish a seller’s financial condition or intent. A low price may reflect condition, title restrictions, occupancy, tenure, floor, view, layout, developer, service charges, defects, disputes, or data error.

Area and property-type benchmarks aggregate unlike properties and cannot establish fair value for a particular unit. Check the benchmark source, date, sample definition, and fit before using it.

Zily’s current acquisition-cost model is Dubai-specific. It may include DLD transfer allocation, trustee or certificate charges, mortgage registration, broker commission, VAT on relevant fees, service charges, vacancy, management, financing, and AED/USD context. Actual liability depends on the agreement, authority, property type, finance structure, status, and current rules.

• Do not apply the Dubai model to Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, or Umm Al Quwain without replacing it with current emirate-specific assumptions.
• Exchange-rate displays are planning context, not an executable foreign-exchange quote.
• Mortgage outputs assume the inputs entered and do not represent a lender offer or approval.
• Rental income, vacancy, operating expense, appreciation, exit value, and liquidity are uncertain.

Before signing, paying a reservation deposit, or transferring funds, independently verify at least:

• the seller’s identity, authority, title, encumbrances, ownership right, and transaction documents;
• the broker and brokerage licence, source authorization, and advertising permit where applicable;
• project, escrow, completion, developer, owners’ association, and service-charge status;
• physical condition through an appropriate inspection and valuation;
• actual achievable rent, occupancy, tenancy, notice, and management obligations;
• current authority fees, taxes, finance terms, insurance, legal costs, and your eligibility to acquire the relevant right.

Property can lose value and may be difficult or costly to sell. Leverage magnifies gains and losses. Interest rates, supply, regulation, service charges, maintenance, vacancy, currency exposure, construction delays, and market conditions can materially change returns. Past or area-average performance does not predict a specific property’s future result.

You are solely responsible for deciding whether a transaction fits your finances, objectives, time horizon, liquidity needs, and risk tolerance.

Source attribution and Zily scoring do not certify a listing, broker, seller, payment instruction, or external link as safe. Never transfer funds solely from an email, message, listing, or Zily alert. Independently confirm recipient and account details using official channels. Zily does not hold property deposits or collect transaction funds.

If you own rights in a record or believe attributed data is inaccurate, stale, unlawful, or unsafe, email [email protected] with the source URL, record details, requested correction, and evidence of your relationship to the record. Do not send sensitive identity documents unless requested through a secure channel.