Dubai Deal Analyzer
Add the price, loan, rent, and service charge for a completed Dubai property. See buying costs, monthly cash flow, a mortgage estimate, and return from the assumptions you enter
Complete the required property fields to see your report.
See the modeled buying costs
Registration, assumed agent commission, applicable service-partner and VAT estimates, mortgage registration, and title issuance are separate lines. The result also names transaction-specific costs that still need current quotes
Inspect the modeled result
Modeled income, included expenses, monthly cash flow, and payback time from your inputs, shown in AED with a USD reference
Test your assumptions
Change the price, loan, expected rent, vacancy, and costs to see how each assumption changes cash flow and return
How it works
How the Dubai deal analyzer works
The analyzer runs its exposed inputs through one fixed calculation. You enter the property price, size, property type, down payment and mortgage terms if you finance, expected monthly rent, service charge per square foot, vacancy, and management assumptions
From those inputs it computes the purchase costs, the ongoing operating income after service charge, vacancy, and management, the mortgage payment, the monthly cash flow, and the return on the cash you actually put in. The result uses the price, rent, and costs you enter; it does not silently add a market comparison
The result is a screening scenario, not a complete investment budget. A listing that looks cheap can still show negative modeled cash flow when the service charge is heavy or the rent is optimistic, while excluded unit and transaction costs can reduce the result further
Methodology
What the numbers assume
For a ready-property planning case, purchase costs use the DLD sale-registration total, which DLD lists as 2% for the seller and 2% for the buyer, an assumed 2% agent commission, the applicable sale service-partner fee, VAT on the modeled agent and service-partner services, 0.25% mortgage registration when financed, and title-deed issuance. Your agreement may allocate the sale-registration amount differently, so confirm what the buyer must actually pay
The mortgage estimate uses the rate and term you enter to compute the monthly payment and the split between interest and principal. Returns use the cash invested by this fixed profile as their denominator. The result is a scenario, not actual earnings, and each exposed assumption can be changed to see its modeled effect
Bank, valuation, map, knowledge, innovation, NOC, conveyancing, and other transaction-specific amounts are excluded from the fixed profile. Confirm the current authority, trustee, lender, and building charges before you buy. Read the DLD fee guide for the detail on transfer costs
Questions investors ask
Dubai deal analyzer FAQ
What does the Dubai deal analyzer calculate+
It uses the property price, size, loan, expected rent, service charge, vacancy, and management assumptions you enter to estimate its fixed buying-cost profile, monthly cash flow, mortgage payments, and return metrics. The result is limited to those modeled inputs
Is the deal analyzer free+
Yes. The core analyzer with buying costs, cash flow, mortgage, and return is free. It uses the values you enter and does not claim to provide a current market valuation
What costs does it include+
For a ready-property planning case, it shows the DLD sale-registration total, which DLD lists as 2% for the seller and 2% for the buyer, an assumed agent commission, the sale service-partner fee and VAT on those modeled services, mortgage registration when financed, and title-deed issuance. Service charge, vacancy, and management use your inputs. Bank, valuation, map, knowledge, innovation, NOC, conveyancing, and other transaction-specific amounts are excluded from the fixed profile and must be added from current quotes
Does it work for off plan and ready property+
It is designed for completed properties where you can enter a price, expected rent, and service charge. It does not model a developer installment schedule or construction-period cash flows; use the separate payment plan comparison for that decision
Does it provide a market valuation+
No. This public calculator uses only the assumptions you enter. Confirm the specific unit against recent closed transactions, official fees, lender terms, and building charges before you bid